Refinancing

During or after your fixed-rate period, you might consider refinancing your mortgage to benefit from the lower rates. This might involve a penalty from the lender, but it is tax-deductible. Sometimes, you can also finance the penalty. Hart Advies will help you make the best choice.

Interest Averaging

Would you prefer not to pay a penalty? Interest averaging is an option. This involves averaging the difference between your current and new rates, allowing you to benefit from the lower rates without a penalty. Ask us about the possibilities.

Would you like to know more? Call 06 41 69 10 58 or email info@hartadvies.com