When applying for a mortgage, it can sometimes be challenging to provide a clear overview of your income, especially if part of your salary is variable. Variable income often includes bonuses, commissions, or profit-sharing. In many cases, these types of income can be considered when calculating the maximum mortgage you can obtain.

If you rely on variable income to meet mortgage requirements according to the Code of Conduct for Mortgage Loans, it’s wise to explore the options with different lenders. Each lender has its own rules regarding variable income.

It's important to note that there can be significant differences between lenders. This means that while you might not qualify for a mortgage with your current bank, another lender might be able to offer you one. Therefore, it's advisable to schedule an appointment to discuss your options. Together, we can look for a mortgage solution that fits your financial situation.

Would you like to explore all your options? Call 06 41 69 10 58 or send an email to info@hartadvies.com